WEB DISCLOSURES

 

NYC Language Preference

New York City regulations require us to record the language preference of New York City consumers. Please click here to access your Starmark Financial, LLC account and choose your language preference from the drop-down menu.

You also can call the toll-free number listed on any correspondence you have received from us or call our main line at 1-888-712-5252 to provide us with your preferred language.

Please note that Starmark Financial does not provide translation of any communication created or made in English into another language. In some instances, Starmark Financial does provide agents who can speak in Spanish and in some instances makes limited written communications in Spanish.

A translation and description of commonly-used debt collection terms is available in multiple languages on the Department’s website, www.nyc.gov/dca.

How to Contact Us

Should you have other questions or concerns about these terms of use, please visit our Contact Us Page for more information.

 

Required State Disclosures

We are required under state law to notify consumers of the following disclosures. Please be advised, the information below does not contain a complete list of rights consumers have under law.

 

California:
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collections Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.
As required by law, you are hereby notified that a negative credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.

Colorado:
A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COAG.GOV/CAR.
You may pay in person at 8690 Wolff Court, Suite 110, Westminster, CO 80031. You can reach our in-state office at 1-303-920-4763.

Massachusetts:
NOTICE OF IMPORTANT RIGHTS: YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY TEN DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN DAYS OF SUCH REQUEST. YOU MAY
TERMINATE THIS REQUEST BY WRITING TO THE DEBT COLLECTOR.

Minnesota:
This collection agency is licensed by the Minnesota Department of Commerce.

New York City:
FOR NEW YORK CITY RESIDENTS ONLY (pursuant to the requirements of the NYC Department of Consumer Affairs):
Starmark Financial, LLC is licensed by the New York City Department of Consumer Affairs for:
800 Fairway Dr.

Suite 190

Deerfield Beach, FL 33441

NYC License # 2099758-DCA

NYC Language Preference:
New York City regulations require us to record the language preference of New York City consumers. Please click here to access your Starmark Financial, LLC account and choose your language preference from the drop-down menu. You also can call the toll-free number listed on any correspondence you have received from us or call our main line at 1-888-712-5252 to provide us with your preferred language.
Please note that Starmark Financial does not provide translation of any communication created or made in English into another language. In some instances, Starmark Financial does provide agents who can speak in Spanish and in some instances makes limited written communications in Spanish.
A translation and description of commonly-used debt collection terms is available in multiple languages on the Department’s website, www.nyc.gov/dca.

Nevada:
For debts owed to a hospital only:
If you owe a debt to a hospital (as defined by NRS 449.012), please be aware that if you pay or agree to pay the debt or any portion of the debt, the payment or agreement to pay may be construed as: (1) an acknowledgment of the debt by you; and (2) a waiver by the consumer of any applicable statute of limitations set forth in NRS 11.190 that otherwise precludes the collection of the debt. If you do not understand or have questions concerning your legal rights or obligations relating to the debt, you should seek legal advice.

North Dakota:
To verify the NMLS license number(s) for Starmark Financial, LLC in North Dakota, please visit: NMLS Consumer Access Entity Details-Starmark Financial

South Carolina:
State Board of Financial Institutions Supervised Lenders – License No. SL-2147720

Consumer Loans Pamphlet from the South Carolina Board of Financial Institutions, Consumer Finance Division: Click here to view a copy (opens in a new window)

Tennessee:
This collection agency is licensed by the Tennessee Collection Service Board, State Department of Commerce and Insurance.

Utah:
As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit report may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.

Washington:
800 Fairway Dr. Suite 190 Deerfield Beach, FL 33441 Office: Washington Collection Agency License No. 603734662 / NMLS ID 2147720

 

 

Accessibility Statement

 

General

The Starmark Financial, LLC Web Site is comprised of various Web pages operated by Starmark Financial, LLC. Starmark Financial strives to ensure that the content of our website is accessible for all individuals, regardless of ability. The company has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

To accomplish this, Starmark Financial has based our web accessibility standards on the World Wide Web Consortium’s Web Content Accessibility Guidelines 2.1 Level AA (WCAG 2.1 AA). We believe our continued work toward conforming to this standard will provide our customers with accessible content and a remarkable experience.

Accessibility

Starmark Financial makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows our website to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).

Enabling the Accessibility Menu
The accessibility menu can be enabled by clicking the accessibility menu icon that appears on the lower right-hand corner of the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.

Disclaimer

Starmark Financial continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

In an ongoing effort to continually improve and remediate accessibility issues, we also regularly scan our website with UserWay’s Accessibility Scanner to identify and fix every possible accessibility barrier on our site. Despite our efforts to make all pages and content on our website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

Here For You

If you are experiencing difficulty with any content on our website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

Contact Us – Accessibility

If you wish to report an accessibility issue, have any questions or need assistance, please contact us using one of these options:

Email Us: questions@starmarkfin.com
(Please provide a reference number and your phone number in your email)

For Consumer Services: 1-888-712-5252

By Mail:
Please send any comments, questions, or concerns to the following address
Starmark Financial, LLC
Attn: Compliance / Accessibility
800 Fairway Dr., Suite 190, Deerfield Beach, FL 33441

Contact Us – General

For contact requests not related to accessibility, please visit our Contact Us Page for more information.

 

 

 

 

Privacy and Security Statement

 

Thank you for visiting Starmark Financial, LLC’s (Starmark Financial) website and reviewing our privacy and security statement. Starmark Financial is strongly committed to maintaining the privacy of your personal information and securing our computer systems. Your privacy is important to us. To better protect your privacy, we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available at the bottom of every regular page in our global footer. When you visit and navigate our site and when you communicate with us via our site, we will not collect personal information about you unless you provide us that information voluntarily. You acknowledge that this Privacy Policy is part of our Site Terms of Use, and by accessing or using our site, you agree to be bound by all of its terms and conditions. If you do not agree to these terms, please do not access or use this site.

By “personal information”, we mean data that is unique to an individual, such as a name, address, Social Security number, e-mail address, or telephone number. From time to time, we may request personal information from you at our sites in order to deliver requested materials to you, respond to your questions, or deliver service.

Collecting, transmitting and using personal information

Any Protected Health Information (PHI) that you may provide via our website will be used solely for the purpose stated on the page where it is collected. Starmark Financial will not sell, license, transmit or disclose this information outside of Starmark Financial and its affiliated companies unless (a) expressly authorized by you, (b) necessary to enable Starmark Financial contractors or agents to perform certain functions for us, or (c) required or permitted by law. In all cases, we will disclose the information consistent with applicable laws and regulations and we will require the recipient to protect the information and use it only for the purpose it was provided.

When you provide this information, the reasons for collecting, including a description of our intended use are described in a customized “Privacy Notice.” The Privacy Notice appears on the Web page collecting the information or accessible through a link preceding the information form.

Also, please note that your e-mail, like most non-encrypted Internet e-mail communications, may be accessed and viewed by other Internet users without your knowledge and permission while in transit to us. For that reason, to protect your privacy, please do not use e-mail to communicate information to us that you consider confidential.

Data aggregation

Starmark Financial, LLC may use information to create summary statistics that allow us to assess the number of visitors to the different site sections, identify what information is of most and least interest, determine technical design specifications, monitor system performance, and help us make our site more useful to visitors. We collect and store the following information on our website for these purposes:

  • The domain name from which you access the Internet (for example, credit-control.com)
  • The date and time you access our site
  • The Internet address of the website from which you linked directly to our site

Cookie use notice

Starmark Financial, LLC uses “cookies” to provide better customer service, not to collect any personally identifying information or track activities beyond our website. We do not maintain copies of cookies on our web site after you leave. Cookies are small pieces of temporary data exchanged between a website and a user’s computer which enable a “session” or “dialog” to occur between the two machines. The cookies help identify the information you want and efficiently and effectively maneuver our web pages. Starmark Financial limits its use of cookies to “session cookies” (types of cookies temporarily stored in your computer’s memory). Session cookies are normally deleted from a user’s computer when the user logs off the computer or the user exits the browser. We currently do not issue “persistent cookies” (types of cookies stored permanently on your workstation and reused each time you visit our website). For security purposes and to ensure that this service remains available to all users, our website also employs software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage.

California Consumer Privacy Act (“CCPA”)

California Consumers Right to Know About Personal Information Collected, Disclosed, or Sold
California Consumers have a right to request that Starmark Financial disclose what personal information we collect, use, disclose or sell. Note: We do not and will not sell consumers’ personal information. For more information relating to California Consumers Right To Know About Personal Information, please click here: California Consumer Privacy Act

Our Commitment to Data Security

Starmark Financial, LLC has adopted and adheres to stringent security standards designed to protect Protected Health Information (PHI) against accidental or unauthorized access or disclosure. Among the safeguards that Starmark Financial has developed for this site are administrative, physical, and technical barriers that together form a protective firewall around the information stored at this site.

Our Commitment to Children’s Privacy

Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our website from those we actually know are under 13, and no part of our website is structured to attract anyone under 13.

Changes to this Statement

Starmark Financial, LLC may change this statement from time to time; when updates are made, the privacy policy version date (located at the bottom of this policy) will also be updated to reflect that a revision occurred. We encourage you to periodically reread this policy to see if there have been any changes that may affect you. This statement is not intended to and does not create any contractual or other legal rights in or on behalf of any party.

Contact Us for More Information

If you have questions or concerns about these privacy notices, or if you wish to receive this Privacy Policy in a different format, please contact us at 1-888-712-5252

Have you received a letter, email, text or phone call from us?

Visit our FAQ page for more information. Still have questions? Visit our Contact US page.

 

 

Website Terms of Use

Agreement Between User and Starmark Financial, LLC

The Starmark Financial, LLC website is comprised of various web pages operated by Starmark Financial, LLC.

The Starmark Financial, LLC website is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Starmark Financial, LLC website constitutes your agreement to all such terms, conditions, and notices.

Modification of These Terms of Use

Starmark Financial, LLC reserves the right to change the terms, conditions, and notices under which the Starmark Financial, LLC website is offered, including but not limited to the charges associated with the use of the Starmark Financial, LLC website.

Links to Third Party Sites

The Starmark Financial, LLC website may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of Starmark Financial, LLC and Starmark Financial, LLC is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Starmark Financial, LLC is not responsible for webcasting or any other form of transmission received from any Linked Site. Starmark Financial, LLC is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Starmark Financial, LLC of the site or any association with its operators.

No Unlawful or Prohibited Use

As a condition of your use of the Starmark Financial, LLC website, you warrant to Starmark Financial, LLC that you will not use the Starmark Financial, LLC website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Starmark Financial, LLC website in any manner which could damage, disable, overburden, or impair the Starmark Financial, LLC website or interfere with any other party’s use and enjoyment of the Starmark Financial, LLC website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Starmark Financial, LLC website(s).

Use of Communication Services

The Starmark Financial, LLC website may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”). You agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

  • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
  • Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
  • Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
  • Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer.
  • Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.
  • Conduct or forward surveys, contests, pyramid schemes or chain letters.
    Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
  • Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
  • Restrict or inhibit any other user from using and enjoying the Communication Services.
  • Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
  • Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
  • Violate any applicable laws or regulations.

Starmark Financial, LLC has no obligation to monitor the Communication Services. However, Starmark Financial, LLC reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Starmark Financial, LLC reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

Starmark Financial, LLC reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Starmark Financial, LLC’s sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Starmark Financial, LLC does not control or endorse the content, messages or information found in any Communication Service and, therefore, Starmark Financial, LLC specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized Starmark Financial, LLC spokespersons, and their views do not necessarily reflect those of Starmark Financial, LLC.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

Materials Provided to Starmark Financial, LLC or Posted at any Starmark Financial, LLC Website

Starmark Financial, LLC does not claim ownership of the materials you provide to Starmark Financial, LLC (including feedback and suggestions) or post, upload, input or submit to any Starmark Financial, LLC website or its associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting Starmark Financial, LLC, its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. Starmark Financial, LLC is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in Starmark Financial, LLC’s sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE STARMARK FINANCIAL, LLC WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. STARMARK FINANCIAL, LLC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE STARMARK FINANCIAL, LLC WEBSITE AT ANY TIME. ADVICE RECEIVED VIA THE Starmark Financial, LLC WEBSITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

Starmark Financial, LLC AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE STARMARK FINANCIAL, LLC WEBSITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND.

STARMARK FINANCIAL, LLC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL STARMARK FINANCIAL, LLC AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE STARMARK FINANCIAL, LLC WEBSITE, WITH THE DELAY OR INABILITY TO USE THE STARMARK FINANCIAL, LLC WEBSITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE Starmark Financial, LLC WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THE STARMARK FINANCIAL, LLC WEBSITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF STARMARK FINANCIAL, LLC OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE STARMARK FINANCIAL, LLC WEBSITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE STARMARK FINANCIAL, LLC WEBSITE.

SERVICE CONTACT: Should you have other questions or concerns about these terms of use, please visit our Contact Us Page.

Termination / Access Restriction

Starmark Financial, LLC reserves the right, in its sole discretion, to terminate your access to the Starmark Financial, LLC website and the related services or any portion thereof at any time, without notice. GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of the State of Missouri, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in St. Louis County, Missouri, U.S.A. in all disputes arising out of or relating to the use of the Starmark Financial, LLC website. Use of the Starmark Financial, LLC website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Starmark Financial, LLC as a result of this agreement or use of the Starmark Financial, LLC website. Starmark Financial, LLC’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Starmark Financial, LLC’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Starmark Financial, LLC website or information provided to or gathered by Starmark Financial, LLC with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Starmark Financial, LLC with respect to the Starmark Financial, LLC website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Starmark Financial, LLC with respect to the Starmark Financial, LLC website. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.

Copyright and Trademark Notices:
All contents of the Starmark Financial, LLC website are: Copyright ©2021-2022 Starmark Financial, LLC. All Rights Reserved. and/or its suppliers. All rights reserved.

Trademarks

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.

Any rights not expressly granted herein are reserved.

Notices and Procedures for Making Claims of Copyright Infringement

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Service Provider’s Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.

 

How to Contact Us

Should you have other questions or concerns about these terms of use, please visit our Contact Us Page page for more information.

 

Text Messaging Terms and Conditions

Please read the terms and conditions outlined below carefully.
The purpose of Starmark Financial, LLC’s Text Messaging Service (“Service”) is to provide you with information about your account. Starmark Financial, LLC does not charge you for using the Service, but your carrier may charge you for each text message sent and received. You may opt-out of the Service at any time by replying STOP. You may opt-in to the Service by texting START. The Service is informational and not conversational. Accordingly, the Service will not recognize any reply you send other than STOP or START. If you have questions or need to speak with an agent, please call the phone number as shown in your text message. By using the Service, you agree to receive one (1) additional text message after replying STOP which will confirm your removal from the Service.

 

Compliance Statement

I. The Basis for Compliance

Starmark Financial, LLC is fully committed to compliance. The Compliance Program governs how the Company operates and mandates that our processes, systems and people practices conform to established, accepted standards. The written standards are prescriptive, and regular monitoring ensures compliance with federal, state, and local and regulations, as well as guarantees the protection of consumer information, including Protected Health Information “PHI”. Our Company Compliance Plan is formulated based on the following guiding principles that we expect employees and business partners to adopt as a condition of working for or doing business with the Company.

II. Guiding Principles

The Company embraces the benefits associated with the Compliance by having in place a comprehensive Corporate Compliance Program to promote the following goals:

  • Compliance with federal, state, and local law
  • Treating consumers with consideration and respect
  • Communicating with honesty and integrity
  • Demonstrating the Company’s commitment to honest and responsible corporate conduct
  • Increasing the likelihood of preventing, identifying, and correcting unlawful and unethical behavior at an early stage
  • Encouraging employees to report potential problems to allow for appropriate internal inquiry and corrective actions
  • Minimizing financial loss to the Company or its clients through early detection and reporting of nonconformity

III. Implementation

  • Readily available regulatory information
    • The Company provides employees with readily available access to all the necessary information resources to prevent violations of the law or Company regulations.
  • Compliance team support
    • The Compliance Department’s responsibilities include conducting regular physical audits of the Company’s locations to ensure compliance with company established guidelines, providing advice and training on compliance issues, assisting in the identification and deployment of process improvements, and investigating any alleged compliance violations.
  • Reporting responsibilities
    • All employees are required to immediately report any violation of the Company Compliance Plan.
  • Ongoing assessment
    • The Compliance Department, in conjunction with other departments, will review the effectiveness of the Company Compliance Plan, at minimum, on an annual basis.
  • Secured workplace
    • Every supervisor must organize his or her area of responsibility to ensure conformance with Company rules, applicable law, and the Company Compliance Plan.

 

How to Contact Us

Should you have other questions or concerns about these terms of use, please visit our Contact Us Page for more information.